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Encino Reverse Mortgages

Secure the best reverse mortgage deals in Encino, California.  

Meet Lorraine Jones

Lorraine Jones Reverse Mortgages

Lorraine Jones

NMLS #229025 | CA DRE # 00880390

 (805) 304-3574



Lorraine Jones and Option Funding are great people to talk with in Encino if you’re interested in learning more about a reverse mortgage, from Glendale to Thousand Oaks and throughout the San Fernando Valley.

Lorraine has been specializing in selling reverse mortgage loans to Californian seniors since 2002, drawn to the product by its ability to improve their quality of life and assist in retirement planning.

A street in Encino, California
Caption: A street in Encino, California Credit: Flickr

She has seen first hand how it can extend the longevity of a retirement fund beyond its traditional timeline.

Lorraine has worked in the industry for more than 30 years and has a breadth of knowledge, having linked up with the likes of financial planners, realtors, estate planners and elder law attorneys.

She is involved with a number or organizations that represent seniors and their interests as well as focus groups within the Los Angeles and Ventura Counties.

Lorraine meets all of her clients in their homes for their convenience and comfort as they consider what could be a life-changing decision.

“My personal mission is to make a positive impact on the life of every senior I work with,” Lorraine says.

“My commitment to them is to assist them in their decision-making process by providing them with accurate information, relevant to their particular circumstances.”

What is a reverse mortgage?

A reverse mortgage is one of the most powerful products in the loan market because it can have such a profound impact on the lives of seniors struggling to make ends meet.

It is designed to assist retirees who own their own home but are battling with day to day expenses and seeing their savings quickly eroded by rising inflation.

A reverse mortgage allows homeowners to convert the equity they have in their home into a supplementary income stream.

This can allay fears of having to sell their property to top up their savings.

The loan is available to anyone 62 years or older, with approved applicants relieved to learn they can continue to enjoy their family home and look forward to a higher standard of living!

Homeowners can be paid in many different ways including a lump sum payment, monthly installments or a line of credit – even a combination of all three.

The great part about this loan is that as long as the terms are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.

The cost of housing has boomed in recent times and Encino homeowners are in a very fortunate position with a 19.3 percent jump over the last 12 months taking average prices to $1,595,043 (

Already 3,676 people in the Encino area have a reverse mortgage with 501 signing on in the last 12 months.

About Encino, California

Spaniard Gasper de Portola led the first Europeans to explore inland California in 1769.

A missionary by the name of Fray Juan Crespi, traveling with the expedition, named the valley “El Valle de Santa Catalina de Bolonia de Los Encinos”.

This was later abridged to simply “Encino”, the Spanish word for an oak tree.

The Lang Oak tree on Ventura Boulevard, estimated as being 1,000 year old, was a local landmark until eventually succumbing in a storm in 1998.

Yet Encino’s history dates back even further with Crespi keeping a diary detailing his visit to an Indian village.

The remains of that village were discovered in 1985, where more than two million artifacts were recovered including arrowheads, beads and stone tools, some up to 3,000 years old.

In recent times, Encino has been more about the rich rather than relics.

Al Jolson was made honorary mayor of Encino in 1930, three years after starring in “The Jazz Singer”, the first “talkie” or movie with words.

The neighborhood has since been dubbed the “Bedroom of the Stars”, playing home to the likes of Clark Gable, Ron Howard, John Travolta, Dave Grohl and Selena Gomez.

The 1992 movie “Encino Man” combined the area’s past and present, telling the story of two teenagers who discover a caveman frozen in a block of ice and forced to confront the 20th century.

Contact your Encino reverse mortgage lender today.

Lorraine and her team at Option Funding are looking forward to helping you make the right choice about a reverse mortgage for your situation.

Please call Lorraine at (805) 304-3574 and she will be more than happy to assist you.


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